Thought Leadership, Research & CPA Spotlights

Start Smart: Your Financial Literacy Journey

Key Lessons from Reni Odetoyinbo's Financial Literacy Workshop.

Starting your financial journey early can transform your future! Financial literacy isn't just about having money—it's about knowing how to manage, grow, and protect it.

"You can do anything and everything you want to do—you just have to work towards it, save towards it, and invest towards it." - Reni

Key Lessons

1. The Power of Starting Early

Small steps now lead to big achievements later
You're never too young to start learning about money
Early financial habits compound over time
Example: Reni started saving at her first job → homeowner by 23!

2. Essential Money Skills

Budgeting

Track all money coming in and going out
Use the 50-30-20 rule:
- 50% needs
- 30% wants
- 20% saving/investing
Remember: "A budget tells your money where to go instead of wondering where it went"

Budgeting

Track all money coming in and going out
Use the 50-30-20 rule:
- 50% needs
- 30% wants
- 20% saving/investing
Remember: "A budget tells your money where to go instead of wondering where it went"